Trending December 2023 # 10 Most Popular Guest Authors On Analytics Vidhya In 2023 # Suggested January 2024 # Top 12 Popular

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Introduction

Analytics Vidhya has been at the helm when it comes to publishing high-quality content since the beginning of its inception.

From the latest developments to guiding people through the thorns of career, Analytics Vidhya has it all in its blog archives. And this would not have been possible without leveraging the power of the community.

And there is no better gift for an organization that has a community eager to teach and learn from each other. So here is the list of top Guest Authors for the year ending 2023.

Chirag is currently pursuing B. Tech in computer science and Engineering from IIT, Jodhpur. He has written various blogs on Machine Learning, Deep Learning, and Artificial Intelligence.

His style of writing is simple and by giving examples, he makes a complex topic also very easy to understand. He has written a total of 81 articles and has a great response from our audience.

Mrinal has started his writing journey with us in March 2023. He is a professional Python Developer with a computer science background and specializes in Machine Learning, Artificial Intelligence, and Computer Vision. He connects the data science industry to other fields, where people who aren’t from the data science industry can also relate to it. Some of the most interesting topics he has written are on color quantization, healthcare, COVID-19 pandemic, and customer segmentation.

Every day, we see numerous images while scrolling the screen of our phones. But have you ever thought about how an image evolves and involve so many technical steps?

Color quantization is a method of lessening the abundance of different colors that are applied in an image. This article talks about color spaces and contrasts, steps in image quantization, and much more. Read more here.

COVID- 19 pandemic has created a lot of ruckus around the world. In this article, you will learn how data science was able to contribute to the pandemic and to the welfare of society. Machine Learning was able to predict the areas in a different zone of risk because of the pandemic (red, green, orange, etc.). It can also justify the source of the virus, which will further help to predict the next outbreak.

For any business, its customers are the most important aspect of it. This article will help you to understand how machine learning will help in customer segmentation and its types. What will be the effect of customer segmentation in the marketing domain? What steps should be taken to perform customer segmentation with machine learning algorithm?

Our next guest author of 2023 is Akshay Gupta who has joined us in April 2023. His articles have been viewed more than 150K times on our blog. He not only writes on the technical aspects of the data science industry but also fun and reflective topics related to our lives.

One of the coolest articles, I have read so far, is about concerning the happiness of people around India. It discusses various parameters that contribute to people’s happiness. It also contrasts and compares India with other countries and then, shows where India is ranked. After reading this article, I am sure, you would be reflecting on yourself – Are you happy right now? What are the factors that affect your mood and stop you from becoming happy?

Another article that I came across is about Sudoku, where we get to know how we could solve sudoku by using deep learning and python code. This article is divided into three parts:

Digit Classification Model

Reading and Detecting the Sudoku from an image

Solving the Puzzle

Are you excited now? To solve sudoku via deep learning steps? Go, try now!

He has written articles on some of the most relevant and interesting topics like banknote authentication, web scraping a news article, data visualization exploring the human space race, and understanding the Indian Cuisine.

With each of his articles, he connects the applications to be used like Keras Sequential Model, Sentiment Analysis using NLP, different datasets used for various analyses, and so on. His style is unique, using different codes and images, he keeps his readers engaged.

Rahul has written various guides during the Blogathon participation and some of the interesting topics are to create PySpark DataFrame and PySpark RDD Operations.

PySpark is a tool that helps to perform cluster computing operations in Python. The distribution of dataset operations is easier to process. It is based on Apache’s Spark which is written in Scala and has its own set of operations to process Big Data efficiently.

If you would like to know more about these topics. Head on to Rahul’s profile and check it out.

Someone who is new to the data science field and is excited to learn more, then head on to Harika’s profile. Harika is a special writer for us who is focused on writing articles that will help the newbies in the industry.

She has written various articles introducing GitHub, functions in Python, working with CSV files for data science, statistics, and different types of probability distribution for data science.

The article on GitHub introduction talks about the version control system, its different types, what is the difference between Git and GitHub? How to install Git? And, get to know Git operations and commands.

A beginner guide for statistics discusses the basic difference between parameters and statistics. What are statistics and their types? It gives various details on central limit theorem, probability distributions, hypothesis testing, and graphical representations.

Kaustubh is a Python Developer with an interest in Data Analytics and wants to become a data engineer in the upcoming years. He has been associated with us for more than a year now and is now a regular contributor to the ‘Blogathon’.

Raghav is a tech-writer who is a passionate learner and a data science enthusiast. He is currently pursuing Bachelors’ in Computer Science. He has written a complete guide for beginners on SQL for Data Science.

SQL is a structured query language that deals with a relational database to query from and manipulate databases. This guide will take you through various parameters of the topic. For example, brief on DBMS, types of databases, ER model, order of query execution, basic data analysis of titanic dataset using SQL, etc.

Another interesting topic is Laptop Price Prediction. Here, he is describing problem statements, overviews of the dataset, data cleaning, exploratory data analysis, machine learning, etc. In this article, you will learn to develop and deploy a machine learning application project lifecycle with practical implementation.

Mayur is a newbie on our blog, he joined recently and has made a stark reputation among our readers. The combined views on his blogs are more than 100K which is interesting. Now, you would be wondering how is it possible to gauge so many viewers in such a short time?

One of my favorite articles is on Geometric Intuition of Logistic Regression. It assumes that the logistic regression is trying to find a line or plane that linearly separates the class labels. Basis this assumption, we draw our plane and data points. Does this article then talk about how outliers will impact the model? Then modify optimal function using Squashing.

Another fascinating article, Artificial Neural Network Using Breast Cancer Dataset where a deep learning technique is used to find the accuracy. Deep Learning is the type of machine learning which is just like the human brain. It uses a multi-layered structure of algorithms called neural networks. When algorithms attempt to copy the data where humans would be analyzing data with a given logical structure. This is known as a deep neural network.

From the guest authors of 2023, our last favorite is Sion Chakrabarti. He is zealous about writing blogs on the most trending topics. When the world was devasted by the COVID-19 pandemic, many of us lost our source of income, some lost jobs while others had huge losses in their businesses. Everyone wanted another source of income to run their livelihood. This further developed my interest in the ‘cryptocurrency’.

The article discusses cryptocurrency price prediction using ARIMA Model. I am not sure if all of you are aware of what cryptocurrency actually is. So, just for those who aren’t aware, let me tell you.

Cryptocurrencies are digital tokens that could replace traditional currency in the future. These are just like our physical notes and coins which are available right now. They have become so popular in a short span because anyone can access them, easily. You could trade them via different available apps.

How the prices can be predicted basis today’s price. What will be the highest and lowest price on a trading day? And, what is the last price of the coin before the trading day ends?

Along with this, he has written quite a few articles which will fascinate you in different ways. Go, check out his profile now!

Conclusion

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10 Best Mini Pcs Of 2023: Most Popular On The Market

10 Best Mini PCs of 2023: Most Popular on the Market

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Mini-PCs are an excellent choice for those that want to blend te processing power of a PC with the compact nature of a laptop.

This list will showcase the best mini-PCs that are currently on the market, based on a performance/price ratio.

To read more about these amazing devices, check out our Mini-PC Hub.

We have plenty of other lists like the one below in our Computers section, so head over there.

Mini-PCs are small, capable devices that can deliver enough computing power for on-the-go jobs.

Most users do not need the latest i7 processor teamed-up with 16 GB of RAM, they only need a computer capable of performing basic to medium tasks.

Compared to regular desktop PCs, mini-PCs are cheaper, they run on less power, have eye-catching design, and don’t take as much space on your desk.

Mini-PCs can also be customized for specific performance.

The main downside is represented by the task limitation they impose, with very few exceptions. You cannot use a mini-PC to edit videos of photos because the results will not be satisfying.

Also, don’t buy a mini-PC to use it to play games, it simply does not have the computing and the graphics power to run games smoothly.

If you do want a small, portable gaming device, check out this mini-tower gaming PC from MSI.

Very thin caseu003cbru003ePowerful specificationsu003cbru003eEasy accessibility to output portsu003cbru003eGreat for business apps and more

Slightly higher price than other mini PC

Check price

This is definitely not your standard definition of a mini-PC. It is small but is very powerful.

Powered by an Intel Quad-Core i5-6500T (up to 3.1GHz) processor with 16 GB of DDR4 RAM, HP EliteDesk 800 is a perfect business mini-PC but it can also tackle more demanding apps.

It doesn’t have a discrete graphics card but it compensates with high storage from a 512 GB SSD.

Supports two drives (mSATA)

2 USB 3.0 ports available

WiFi/Bluetooth combo card included

265 GB SSD included

Can be considered a bit thick

Check price

This device is powered by an Intel Core i5-5257U Processor (up to 3.1 GHz). You can also rely on 8 GB of RAM and a 256 GB SSD for storage. And if that’s not enough, you can easily extend it with another 2.5 inch HDD or SSD.  

For fast data transfer capabilities, it supports dual Wi-Fi and Bluetooth 4.0. It doesn’t have a discrete graphics card but the Intel Graphics 6100 does a pretty good job with most casual purposes.

Beelink 157 has average dimensions for a mini-PC (8.54 x 5.35 x 2.44 inches) and it weighs only 1.81 pounds / 821 g. 

Competitive price

Interesting design

Good heat dissipation and excellent cooling fan

Can be used as DVR

Slightly bigger than most mini PCs

Check price

Chuwi CoreBox looks like a fancy desktop PC that was shrunk by some kind of spell. Even so, its dimensions (6.81 x 6.22 x 2.87 inches) can be considered a little too big for a mini PC. 

This pretend-desktop PC is powered by an Intel Core i5 processor and 8GB of DDR3 RAM. Its included 256GB SSD can be expanded with a 2TB 2.5 Inch HDD.

As for the connections, you’ve got a 2.4GHz/5GHz dual WiFi/Gigabit Ethernet and Bluetooth 4.2.

Very competitive price

Powerful specifications

Easy accessibilty to output ports

Can be used as DVR

Slightly higher price than other mini PC

Check price

Thinkcenter M700 is one of the few mini-PCs equipped with 6th Gen Intel processors for blazing-fast responsiveness.

Unlike other devices, it has been tested to military specifications against high temperatures, vibrations and shocks.

This mini-PC will be just fine even if your three-year old drops it to the ground. Lenovo’s dust shield reduces dust intake by nearly 40%.

M700 is packed with plenty of ports: 6 USB 3.0 ports, DP + DP, LAN, audio ports, and an optional VGA, HDMI. With all these features, you may be wondering how big it is: 1.36″ x 7.20″ x 7.05″ / 34.5 x 182.9 x 179 cm, weighing only 1.3 lbs /0.6 kg.

Ultra-compact and light

2 HDMI ports

Perfect for both office and home

4K video output

Small price

Not fanless

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This mini-PC is indeed a monster. It is powered by a Quad-Core Intel Celeron J3455 processor (up to 2.3 GHz) with 6 GB of RAM.  

This tiny box supports 4K resolution output from 2 HDMI ports, has a 120 GB SSD, and supports Gigabit Ethernet and dual-band Wi-Fi. 

The Guzila Mini PC has average dimensions measuring 8.86 x 6.06 x 2.68 inches and it weighs only 1.72 pounds (780 g) which makes this mini-PC extremely portable. 

USB 3.0 charging port

Crystal clear images

Core i5 processor

Easy to build into

Not recommendable for gaming

Check price

This mini-PC comes with audacious specs for its size.  It is powered by an Intel 1.6 Ghz dual-core i5-5250U processor with Intel Turbo Boost Technology 2.0 which gives you extra GHz on demand and packs 16 GB of RAM – sold separately.

Images are stunningly clear thanks to its HD Graphics 6000 card. It weighs only 2.2 lbs/1 kilo. The high-speed USB 3.0 charging port allows you to connect and charge your tablet or smartphone.

Perfect for Home Theatre or office use

Crystal clear images

Micros SD card slot

Small price

Not recommendable for gaming

Check price

Expert tip:

However, with its Intel Celeron N3450 processor and 8GB of RAM it can also go on any desk for office jobs. It connects seamlessly to any wireless or wired network with its dual-band Wi-Fi and Gigabit Ethernet port.

You can also connect lots of peripherals using the 4 USB ports but also the Bluetooth 4.2 connection.

If we were to choose three words to describe this mini-PC, they would be: small, inexpensive, fast.

The device is powered by an Intel x5-Z8350 processor, and it has 2GB of RAM and only 32 GB. The storage can be upgraded with a Micro SD card up to 128GB, a USB stick, or a USB external drive.

It’s not the highest configuration in this top but still, this small gadget can throw a 4K image through its HDMI connector. The 3 USB 3.0 ports are also ready to connect your peripherals. 

Azulle Access3 Mini PC Stick Fanless Windows 10 Pro 4GB RAM + 64GB eMMC Apollo Lake N3450

If you’re looking for an extra small and fanless mini PC, look no further than Azulle Access3. It’s actually a PC stick and connecting it to the HDMI port of any screen will transform it into a Windows 10 ready PC.

This small gadget is powered by a quad-core Intel Apollo Lake N34 Series processor that combined with 4 GB of RAM (up to 64 GB!) can get you a great computer in seconds.

Kaby Lake-G Core i7, Radeon RX Vega Graphics (8GB RAM + 256GB SSD, No OS)

The only reason we left this awesome mini PC is because it’s pretty expensive and big for a mini PC. This little monster comes with an Intel Core i7-8705G processor and Radeon RX Vega Graphics. 

As for the memory and storage, the mini PC is pretty flexible. You can settle for 8GB of RAM and a 256 GB SSD or you can go up to 32 GB of RAM an a 2 TB SSD.

This rig doesn’t come with a Windows 10 OS but you can install it and it will run just great. The mini PC’s weight is no less than 7 pounds (3.1 kg).

This mini PC was designed by HP, especially for CAD users so they packed the performance of a business-class desktop PC in a size that’s 90% smaller. To be more precise, it has an Intel Core i5 8th generation processor (i5-8500) that is helped by 8 GB of RAM (up to 32 GB).

For storage, the HP mini PC has prepared a 265 GB but the nice surprise comes from the dedicated NVIDIA Quadro P600 graphics. It’s not gaming-grade, but it can do charms for CAD.

Other great additions are the Intel Wireless-AC 9560 (2×2) Gigabit Wi-Fi and the Bluetooth 5 connectivities.

This mini-PC was announced at IFA 2023 and has a 14 x 14cm/ 5.1 x 5.1 inch footprint and 5cm/ 2 inches in height.

Revo Base Mini has a flexible configuration, and can also be powered by Intel Core i7 processors, becoming a genuine powerhouse.

If you need a powerful PC for home entertainment, this is the right choice for you.

The Intel HD graphics on board deliver crystal-clear images for the best movie experience in the comfort of your home.

Windows 10 is pre-installed on the Revo Base Mini, and the 2TB HDD offers you enough storage capacity for you to download as many movies as you wish. A 256GB SSD version is also available.

In terms of connectivity, this mini-PC has a display port, an HDMI port that can support two screens at once, four USB 3.1 ports, and a LAN cable.

While all these mini-PCs that we mentioned above are indeed the best, at least in our opinion, there are many others that are being released.

Have you already tested out one of these mini-PCs? Do share with us your experience.

Still experiencing issues?

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The Evolution Of Big Data Analytics In 2023: Top 10 Hidden Trends

Big data analytics is about to become a massive part of enterprise of operations in 2023

In the era of data and information,

Big data analytics powering digital transformation

Digital transformation is a global phenomenon that is driving a technological revolution all over the world. The transformation will continue to grow as IaaS providers scamper to cover the ground and build data centers. Digital transformation goes hand in hand with

Transformation from SaaS to iPaaS

SaaS has been around for quite some time and has helped businesses optimize their businesses on the cloud. Earlier, the integration of SaaS has made headlines since it was relatively a new concept. But in 2023, we might not be able to see any revolutionary contributions from it. This is where iPaaS comes to play. As businesses try to avoid

Big data will help climate change research

Solid data and proof might put the raging climate change research to rest by backing up the views and predictions by the climate change organization. The data might reveal some interesting insights about what is going on. The presence of legitimate data exempted from human biases will productively benefit the climate change debate.

Big data might be used in local stores

Almost 90% of the local businesses and enterprises are using data to generate productive insights from these tools. The use of data-as-a-service is becoming more commonplace and is predicted to grow by US$10.7 billion by 2023. Customers might encounter DaaS in the form of purchased music, videos, and image files from multiple sources online.  

The use of small data is on the rise

Large enterprises can save massive amounts of time by just evaluating the most vital

Data fabric will be the foundation

As data becomes increasingly complex and digital business accelerates, data fabric will become the architecture that will support composable data and analytics in its various forms. Data fabric reduces the time for integration by 30%, and for development by 70% since the technology designs will draw on the ability to reuse and combine different data integration styles.  

Composable data and analytics

The goal of composable data and analytics is to use components from multiple data, analytics, and AI solutions for a flexible, user-defined, and usable experience that will enable leaders to connect data insights to business outcomes. Composing new applications from the packaged business capabilities of each promotes productivity and agility.  

Big data to search novel medical cures

It is a primary responsibility for businesses to invest in human welfare. So, the use of raging big data applications in innovating cures for novel diseases might increase. Many scientists hope that by consolidating all the medical records accumulated on the planet, the discovery of medical cures will become faster and sooner than ever imagined.  

The use of XOps

The goal of XOps is to achieve efficiencies and economies of large scales using the best practices of DevOps for efficiency, reliability, and reusability while reducing the duplication of technology and processes and enabling automation.  

Planning and forecasting

In the era of data and information, big data is no longer new to businesses and society. It is a known fact that via big data solutions, organizations can generate insights and make well-informed decisions, discover new market trends, and improve productivity. As the amounts of data continue to grow, organizations are looking for new innovative ways to optimize big data. One of the major relationships of big data analytics with businesses is that their dependence on the internet increases, along with the amount of data generated by the rapid development and evolvement of technology. In 2023, the global big data market powered by big data analytics trends attained US$208 billion. It is expected that the big data market is expected to reach US$250 billion by 2026, with a CAGR of 10%. In this article, we have listed some big data analytics hidden trends to get to the core of its evolution in 2023.Digital transformation is a global phenomenon that is driving a technological revolution all over the world. The transformation will continue to grow as IaaS providers scamper to cover the ground and build data centers. Digital transformation goes hand in hand with big data , AI, machine learning, and the Internet of Things (IoT). Machine learning and AI tools will continue to handle the data generated from the data analytics to operate systems, make sense of complex hidden relationships, and store and project insights beyond human chúng tôi has been around for quite some time and has helped businesses optimize their businesses on the cloud. Earlier, the integration of SaaS has made headlines since it was relatively a new concept. But in 2023, we might not be able to see any revolutionary contributions from it. This is where iPaaS comes to play. As businesses try to avoid data losses and disjointed information between departments and platforms, iPaaS may provide logical solutions and become the next best trend in 2023.Solid data and proof might put the raging climate change research to rest by backing up the views and predictions by the climate change organization. The data might reveal some interesting insights about what is going on. The presence of legitimate data exempted from human biases will productively benefit the climate change debate.Almost 90% of the local businesses and enterprises are using data to generate productive insights from these tools. The use of data-as-a-service is becoming more commonplace and is predicted to grow by US$10.7 billion by 2023. Customers might encounter DaaS in the form of purchased music, videos, and image files from multiple sources online.Large enterprises can save massive amounts of time by just evaluating the most vital data instead of entire lots of the generated data. This can be efficiently achieved if businesses shift from big data to small data. It can enable more streamlined, fast, and bandwidth-sparring innovations to take chúng tôi data becomes increasingly complex and digital business accelerates, data fabric will become the architecture that will support composable data and analytics in its various forms. Data fabric reduces the time for integration by 30%, and for development by 70% since the technology designs will draw on the ability to reuse and combine different data integration chúng tôi goal of composable data and analytics is to use components from multiple data, analytics, and AI solutions for a flexible, user-defined, and usable experience that will enable leaders to connect data insights to business outcomes. Composing new applications from the packaged business capabilities of each promotes productivity and chúng tôi is a primary responsibility for businesses to invest in human welfare. So, the use of raging big data applications in innovating cures for novel diseases might increase. Many scientists hope that by consolidating all the medical records accumulated on the planet, the discovery of medical cures will become faster and sooner than ever chúng tôi goal of XOps is to achieve efficiencies and economies of large scales using the best practices of DevOps for efficiency, reliability, and reusability while reducing the duplication of technology and processes and enabling chúng tôi increased use of predictive analytics has also boosted the availability of affordable applications in the market, for both BI platforms, like Qlik or Anaplan and standalone cloud services like Amazon Forest, which can help the users to easily integrate predictive analytics in the systems. These tools can be used for planning based on the generated forecast data to make intelligent and profitable decisions.

10 Most Trusted Fintech Companies In India

The fintech market is witnessing a significant change on the back of growing digital penetration in India. Fintech in the banking and financial sector offer services in the form of products, applications, processes and models. The use of smartphones for mobile banking and investing services is providing an impetus to the market. According to Paytm is India’s largest mobile commerce platform which provides services like mobile recharge and bill payment utility. In a very short span of time, Paytm has scaled to more than 60 million orders per month and has become full market place to consumers on its mobile app. It has more than 200 million registered users.  

Launched in 2023, Bharat Interface for Money is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts. This app registers your bank account and set up a UPI PIN for the bank account. The mobile number is the payment address (PA), and one can simply send or receive money from family, friends, and customers through this.  

It offers mobile payment services to enterprise clients. The company also allows merchants to accept plastic card payments through phones, thus getting rid of the cost of integrating POS. At present, the company has over 30,000 merchants, which includes McDonald’s, Reliance Life and Asian Paints. Its investor includes Meru Capital, Matrix Partners India, DSG Consumer Partners, OLA and US hedge fund Falcon Edge Capital.  

Unified Payments Interface (UPI) is an instant real-time payment system which facilitates inter-bank transactions. UPI is built over Immediate Payment Services (IMPS) for transferring funds. Unlike other traditional mobile wallets, it doesn’t store money. On the contrary, it directly withdraws and deposits funds directly from the bank accounts whenever a transaction is requested. It uses Virtual Payment Address, Account Number with IFS Code, Mobile Number with MMID, and Aadhar Number, or a one-time use Virtual ID.  

Headquartered in Bangalore, Capital Float is the trade name of Zen Lefin Pvt. Ltd., a non-banking finance company (NBFC). It is an online platform that offers working capital finance to SMEs. The platform provides flexible short-term loans that can be used to service new orders, optimize cash cycles or purchase inventory. Borrowers can apply online and choose desired payments terms and get funds in their bank account in one-week times with minimal hassle.  

Founded in 2009, MobiKwiK provides a mobile phone-based payment system and digital wallet to more than 2,50,000 online and offline avenues. Customers can add money to an online wallet that can be used for payments. The company launched its MobiKwiK Lite mobile app in November 2023, designed for users of older 2G mobile networks and for those in areas with poor internet connectivity.  

Faircent is among the pioneers in the peer-to-peer lending marketplace for loans. With their partnership and technology platform, they enable lenders and borrowers to interact amongst themselves to adopt a mutually agreeable rate for their transactions. chúng tôi was listed in the 2023 NASSCOM Emerge 50 in 2023.  

Oxigen is a trusted brand in the payment space and boasts of a wide retail network across India. It runs Oxigen wallet which is the first and largest payment solution provider in India. The company has over 20 million users and a network of 15,000 online and offline merchants, 170+ Banks and 15,000 modern trade partners across the country.  

Lendingkart is a non-deposit taking Non-Banking Financial Company (NBFC), providing SME lending in India. It offers a credit evaluation platform that helps small businesses and entrepreneurs with working capital finance. It uses big data scoring and analytics to evaluate a customer’s business.  

The company provides mobile point-of-sales payment solutions in India. It offers card swipe device and a mobile application for businesses and financial institutions to complete various financial transactions with their customers. Ezetap’s solution features remote pay, universal payment acceptance, multi-bank EMI, on-us routing, multi-TID, smart charge slips etc.  

Conclusion

Nowadays banks do not see fintech companies as disruptors anymore. They are more like partners who paired-up to take on the challenges of a new digital India. This integration combines the strengths of both the administration of fintech with the strength and reach of traditional banking.

The fintech market is witnessing a significant change on the back of growing digital penetration in India. Fintech in the banking and financial sector offer services in the form of products, applications, processes and models. The use of smartphones for mobile banking and investing services is providing an impetus to the market. According to Times of India , Digital payment transactions reached a number of 11.62 billion between April and November 2023, and is expected to increase to 18 billion in the coming fiscal year. It became possible because of the combination of cheap mobile data rates and the technological ease of digital payments. These numbers also boiled largely down to the initiatives by the government to boost financial inclusion and promote a cashless society. Fintech Adoption Index (2023) , a survey of more than 22,000 digitally active consumers ranks India at second place (52%) behind China (69%) in terms of percentage of digitally active population. Keeping in mind the speed with which India’s payment landscape is developing, it won’t come to surprise if India takes over China in the not-so-distant future. 2023 was indeed a revolutionary year in the fintech space and one can expect the same in the upcoming year. With over 400 companies including more than 200 start-ups, India is rapidly emerging as a fintech products hub. Considering the pace of development, we bring you a list of 10 most trusted fintech companies in India that are riding high on the fintech wave.Paytm is India’s largest mobile commerce platform which provides services like mobile recharge and bill payment utility. In a very short span of time, Paytm has scaled to more than 60 million orders per month and has become full market place to consumers on its mobile app. It has more than 200 million registered users.Launched in 2023, Bharat Interface for Money is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts. This app registers your bank account and set up a UPI PIN for the bank account. The mobile number is the payment address (PA), and one can simply send or receive money from family, friends, and customers through chúng tôi offers mobile payment services to enterprise clients. The company also allows merchants to accept plastic card payments through phones, thus getting rid of the cost of integrating POS. At present, the company has over 30,000 merchants, which includes McDonald’s, Reliance Life and Asian Paints. Its investor includes Meru Capital, Matrix Partners India, DSG Consumer Partners, OLA and US hedge fund Falcon Edge Capital.Unified Payments Interface (UPI) is an instant real-time payment system which facilitates inter-bank transactions. UPI is built over Immediate Payment Services (IMPS) for transferring funds. Unlike other traditional mobile wallets, it doesn’t store money. On the contrary, it directly withdraws and deposits funds directly from the bank accounts whenever a transaction is requested. It uses Virtual Payment Address, Account Number with IFS Code, Mobile Number with MMID, and Aadhar Number, or a one-time use Virtual ID.Headquartered in Bangalore, Capital Float is the trade name of Zen Lefin Pvt. Ltd., a non-banking finance company (NBFC). It is an online platform that offers working capital finance to SMEs. The platform provides flexible short-term loans that can be used to service new orders, optimize cash cycles or purchase inventory. Borrowers can apply online and choose desired payments terms and get funds in their bank account in one-week times with minimal hassle.Founded in 2009, MobiKwiK provides a mobile phone-based payment system and digital wallet to more than 2,50,000 online and offline avenues. Customers can add money to an online wallet that can be used for payments. The company launched its MobiKwiK Lite mobile app in November 2023, designed for users of older 2G mobile networks and for those in areas with poor internet connectivity.Faircent is among the pioneers in the peer-to-peer lending marketplace for loans. With their partnership and technology platform, they enable lenders and borrowers to interact amongst themselves to adopt a mutually agreeable rate for their transactions. chúng tôi was listed in the 2023 NASSCOM Emerge 50 in 2023.Oxigen is a trusted brand in the payment space and boasts of a wide retail network across India. It runs Oxigen wallet which is the first and largest payment solution provider in India. The company has over 20 million users and a network of 15,000 online and offline merchants, 170+ Banks and 15,000 modern trade partners across the country.Lendingkart is a non-deposit taking Non-Banking Financial Company (NBFC), providing SME lending in India. It offers a credit evaluation platform that helps small businesses and entrepreneurs with working capital finance. It uses big data scoring and analytics to evaluate a customer’s chúng tôi company provides mobile point-of-sales payment solutions in India. It offers card swipe device and a mobile application for businesses and financial institutions to complete various financial transactions with their customers. Ezetap’s solution features remote pay, universal payment acceptance, multi-bank EMI, on-us routing, multi-TID, smart charge slips etc.Nowadays banks do not see fintech companies as disruptors anymore. They are more like partners who paired-up to take on the challenges of a new digital India. This integration combines the strengths of both the administration of fintech with the strength and reach of traditional banking. Supporting this, the number of consumers are increasing who are ready to incorporate technological innovations in their daily lives, mobile data is getting cheaper, government regulations are leading the charge and private players are making major investments.

Tiktok Most Downloaded App In Q1 2023

The short-form video sharing app TikTok was the most downloaded app worldwide in first three months of 2023, according to a report from Sensor Tower.

According to the Store Intelligence Data for Q1 2023 report, TikTok was downloaded more than 175 million times from January 1 through March 31, 2023.

TikTok surpassed Instagram as the most downloaded app.

This makes it just the fifth app to reach this milestone and first not under the Meta umbrella.

Within the U.S., TikTok has been the top app each quarter since the beginning of 2023.

In Q1 2023, TikTok saw an 11% quarter-over-quarter growth in Asia. This was despite being one of 59 Chinese apps banned by India’s Ministry of Electronics and Information Technology over national security issues in June 2023.

Sensor Tower’s findings are based on a per-user basis, which means only one download per Apple or Google account is counted.

With that in mind, here’s a look at the most downloaded apps within the first three months of 2023.

Most Downloaded Apps In Q1 2023

The top 10 most downloaded apps worldwide in Q1 2023 were:

TikTok

Instagram

Facebook

WhatsApp

Telegram

Shopee

Snapchat

Messenger

CapCut

Spotify

The top 10 most downloaded apps in the United States in Q1 2023 were:

TikTok

YouTube

Facebook

HBO Max

Instagram

Messenger

Disney+

Cash App

Zoom

Netflix

The top 10 most downloaded apps in Europe in Q1 2023 were:

TikTok

WhatsApp

Telegram

Instagram

Facebook

Messenger

CapCut

Spotify

Snapchat

YouTube

Observations Meta Properties Owns Three Of Top Five Spots

Meta Platforms, formerly known as Facebook, Inc., owned the second, third and fourth most-downloaded apps of quarter one.

Instagram Installs Down 7%

According to Sensor Tower’s findings, Instagram’s installs were down 7%, quarter-over-quarter.

However, this is coming off an all-time high in 2023 Q4 and is still the app’s second-best quarter since 2014.

Source: SensorTower (PDF Link)

Featured Image: Daniel Constante/Shutterstock

Guest Mode Vs Incognito Mode In Chrome Browser

Google Chrome is a very versatile browser. The number of features and compatibility it delivers to a user makes it really helpful and, moreover, an all-in-one package. Features like support for a variety of extensions, themes, multiple users support, Google account login that brings in sync capabilities across devices and even platforms, Incognito Mode, and more make it super helpful and flexible to adapt a user’s needs and work accordingly. However, Google Chrome is often accused of hogging up on a computer’s resources which slows down the other functioning of the computer. But those who prefer using it, use it anyway. Features like a huge repository of extensions actually overshadow what lighter browsers like Microsoft Edge have to offer.

Difference between Guest Mode & Incognito Mode in Chrome

Today, we will be discussing the major differences between the 2 features of this Google Chrome browser – Guest Mode and Incognito Mode, and which feature is more compatible for a particular scenario. We will be starting by listing out the functioning of each of these features separately.

Guest Mode & Incognito Mode are temporary browsing modes in Chrome. A Guest user cannot see the browsing history of the primary user. The Incognito mode allows the primary user to browse without storing browsing history.

Chrome Guest Mode

Many operating systems have a multi-user sign in support; Google Chrome has a similar feature too. But that comes with an added support for Guests or temporary users of the browser.

Guest Mode stops Chrome from saving your browsing activity, but the following activity will still be visible to others:

Websites you visit

Whoever runs the network you’re using

Your internet service provider.

As I said earlier, it is a temporary user profile valid for a single session only. Using this feature is like creating a new user profile and deleting all of its data once the session is over. The user who is making use of Guest Mode on Google Chrome will not be able to access any stored data for another user or change any major settings on Google Chrome, excluding the default search engine, and that too is applicable for their own Guest session. There is also no option to re-open previously closed tabs by using Ctrl + Shift + T.

Chrome Incognito Mode

This feature is present in almost all browsers available. On Microsoft Edge and Internet Explorer, it is called InPrivate Mode.

The Incognito Mode feature will help you access the information stored on your computer already with your Google Chrome user account. But the highlighting factor here is that whatever data you create while in incognito mode will not be preserved at all. To open it press Ctrl+Shift+N.

Using either of these two features will not help you in hiding your activity on a network as they work locally only.

When you use Incognito Mode:

Chrome won’t save your browsing history & data

Your activity isn’t hidden from websites you visit, your employer or school, or your ISP.

Which one should you use?

It depends! When you are using someone else’s computer or someone else is using your computer, you might choose to use Guest Mode.

Whereas, if you are carrying out some work on Google Chrome whose data you do not find to be recorded and stored on the computer, you can get using Incognito Mode.

It is as simple as that.

If you use a computer that is used by multiple people, but you want your data to be stored and used across devices, you should create a separate user account on Google Chrome for yourself and stick to using that only.

Is the difference clear?

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