Trending March 2024 # 10 Most Trusted Fintech Companies In India # Suggested April 2024 # Top 10 Popular

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The fintech market is witnessing a significant change on the back of growing digital penetration in India. Fintech in the banking and financial sector offer services in the form of products, applications, processes and models. The use of smartphones for mobile banking and investing services is providing an impetus to the market. According to Paytm is India’s largest mobile commerce platform which provides services like mobile recharge and bill payment utility. In a very short span of time, Paytm has scaled to more than 60 million orders per month and has become full market place to consumers on its mobile app. It has more than 200 million registered users.  

Launched in 2024, Bharat Interface for Money is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts. This app registers your bank account and set up a UPI PIN for the bank account. The mobile number is the payment address (PA), and one can simply send or receive money from family, friends, and customers through this.  

It offers mobile payment services to enterprise clients. The company also allows merchants to accept plastic card payments through phones, thus getting rid of the cost of integrating POS. At present, the company has over 30,000 merchants, which includes McDonald’s, Reliance Life and Asian Paints. Its investor includes Meru Capital, Matrix Partners India, DSG Consumer Partners, OLA and US hedge fund Falcon Edge Capital.  

Unified Payments Interface (UPI) is an instant real-time payment system which facilitates inter-bank transactions. UPI is built over Immediate Payment Services (IMPS) for transferring funds. Unlike other traditional mobile wallets, it doesn’t store money. On the contrary, it directly withdraws and deposits funds directly from the bank accounts whenever a transaction is requested. It uses Virtual Payment Address, Account Number with IFS Code, Mobile Number with MMID, and Aadhar Number, or a one-time use Virtual ID.  

Headquartered in Bangalore, Capital Float is the trade name of Zen Lefin Pvt. Ltd., a non-banking finance company (NBFC). It is an online platform that offers working capital finance to SMEs. The platform provides flexible short-term loans that can be used to service new orders, optimize cash cycles or purchase inventory. Borrowers can apply online and choose desired payments terms and get funds in their bank account in one-week times with minimal hassle.  

Founded in 2009, MobiKwiK provides a mobile phone-based payment system and digital wallet to more than 2,50,000 online and offline avenues. Customers can add money to an online wallet that can be used for payments. The company launched its MobiKwiK Lite mobile app in November 2024, designed for users of older 2G mobile networks and for those in areas with poor internet connectivity.  

Faircent is among the pioneers in the peer-to-peer lending marketplace for loans. With their partnership and technology platform, they enable lenders and borrowers to interact amongst themselves to adopt a mutually agreeable rate for their transactions. chúng tôi was listed in the 2024 NASSCOM Emerge 50 in 2024.  

Oxigen is a trusted brand in the payment space and boasts of a wide retail network across India. It runs Oxigen wallet which is the first and largest payment solution provider in India. The company has over 20 million users and a network of 15,000 online and offline merchants, 170+ Banks and 15,000 modern trade partners across the country.  

Lendingkart is a non-deposit taking Non-Banking Financial Company (NBFC), providing SME lending in India. It offers a credit evaluation platform that helps small businesses and entrepreneurs with working capital finance. It uses big data scoring and analytics to evaluate a customer’s business.  

The company provides mobile point-of-sales payment solutions in India. It offers card swipe device and a mobile application for businesses and financial institutions to complete various financial transactions with their customers. Ezetap’s solution features remote pay, universal payment acceptance, multi-bank EMI, on-us routing, multi-TID, smart charge slips etc.  

Conclusion

Nowadays banks do not see fintech companies as disruptors anymore. They are more like partners who paired-up to take on the challenges of a new digital India. This integration combines the strengths of both the administration of fintech with the strength and reach of traditional banking.

The fintech market is witnessing a significant change on the back of growing digital penetration in India. Fintech in the banking and financial sector offer services in the form of products, applications, processes and models. The use of smartphones for mobile banking and investing services is providing an impetus to the market. According to Times of India , Digital payment transactions reached a number of 11.62 billion between April and November 2023, and is expected to increase to 18 billion in the coming fiscal year. It became possible because of the combination of cheap mobile data rates and the technological ease of digital payments. These numbers also boiled largely down to the initiatives by the government to boost financial inclusion and promote a cashless society. Fintech Adoption Index (2024) , a survey of more than 22,000 digitally active consumers ranks India at second place (52%) behind China (69%) in terms of percentage of digitally active population. Keeping in mind the speed with which India’s payment landscape is developing, it won’t come to surprise if India takes over China in the not-so-distant future. 2023 was indeed a revolutionary year in the fintech space and one can expect the same in the upcoming year. With over 400 companies including more than 200 start-ups, India is rapidly emerging as a fintech products hub. Considering the pace of development, we bring you a list of 10 most trusted fintech companies in India that are riding high on the fintech wave.Paytm is India’s largest mobile commerce platform which provides services like mobile recharge and bill payment utility. In a very short span of time, Paytm has scaled to more than 60 million orders per month and has become full market place to consumers on its mobile app. It has more than 200 million registered users.Launched in 2024, Bharat Interface for Money is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts. This app registers your bank account and set up a UPI PIN for the bank account. The mobile number is the payment address (PA), and one can simply send or receive money from family, friends, and customers through chúng tôi offers mobile payment services to enterprise clients. The company also allows merchants to accept plastic card payments through phones, thus getting rid of the cost of integrating POS. At present, the company has over 30,000 merchants, which includes McDonald’s, Reliance Life and Asian Paints. Its investor includes Meru Capital, Matrix Partners India, DSG Consumer Partners, OLA and US hedge fund Falcon Edge Capital.Unified Payments Interface (UPI) is an instant real-time payment system which facilitates inter-bank transactions. UPI is built over Immediate Payment Services (IMPS) for transferring funds. Unlike other traditional mobile wallets, it doesn’t store money. On the contrary, it directly withdraws and deposits funds directly from the bank accounts whenever a transaction is requested. It uses Virtual Payment Address, Account Number with IFS Code, Mobile Number with MMID, and Aadhar Number, or a one-time use Virtual ID.Headquartered in Bangalore, Capital Float is the trade name of Zen Lefin Pvt. Ltd., a non-banking finance company (NBFC). It is an online platform that offers working capital finance to SMEs. The platform provides flexible short-term loans that can be used to service new orders, optimize cash cycles or purchase inventory. Borrowers can apply online and choose desired payments terms and get funds in their bank account in one-week times with minimal hassle.Founded in 2009, MobiKwiK provides a mobile phone-based payment system and digital wallet to more than 2,50,000 online and offline avenues. Customers can add money to an online wallet that can be used for payments. The company launched its MobiKwiK Lite mobile app in November 2024, designed for users of older 2G mobile networks and for those in areas with poor internet connectivity.Faircent is among the pioneers in the peer-to-peer lending marketplace for loans. With their partnership and technology platform, they enable lenders and borrowers to interact amongst themselves to adopt a mutually agreeable rate for their transactions. chúng tôi was listed in the 2024 NASSCOM Emerge 50 in 2024.Oxigen is a trusted brand in the payment space and boasts of a wide retail network across India. It runs Oxigen wallet which is the first and largest payment solution provider in India. The company has over 20 million users and a network of 15,000 online and offline merchants, 170+ Banks and 15,000 modern trade partners across the country.Lendingkart is a non-deposit taking Non-Banking Financial Company (NBFC), providing SME lending in India. It offers a credit evaluation platform that helps small businesses and entrepreneurs with working capital finance. It uses big data scoring and analytics to evaluate a customer’s chúng tôi company provides mobile point-of-sales payment solutions in India. It offers card swipe device and a mobile application for businesses and financial institutions to complete various financial transactions with their customers. Ezetap’s solution features remote pay, universal payment acceptance, multi-bank EMI, on-us routing, multi-TID, smart charge slips etc.Nowadays banks do not see fintech companies as disruptors anymore. They are more like partners who paired-up to take on the challenges of a new digital India. This integration combines the strengths of both the administration of fintech with the strength and reach of traditional banking. Supporting this, the number of consumers are increasing who are ready to incorporate technological innovations in their daily lives, mobile data is getting cheaper, government regulations are leading the charge and private players are making major investments.

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10 Companies That Are Hiring Business Intelligence Professionals In India

Companies like Deloitte, Dell, and EA are hiring business intelligence analysts

Business intelligence is an important aspect of digital transformation.

1. Consultant – Business Intelligence

Company – Deloitte Location – Hyderabad Seniority level – Associate Job Summary The Business Intelligence Services practice at Deloitte consists of highly trained investigators with extensive commercial and public sector experience in conducting in-depth investigations in the context of due diligence, fraud, asset searches, litigation support, and other matters. Responsibilities

Conduct background investigations.

Pre-Transaction Due Diligence including background investigations of Executives and their companies.

Access a broad range of open source information and public records.

Obtaining objective and detailed information about the third party.

Asset Searching and Tracing.

Investigating the backgrounds of opposing parties in order to help focus litigation strategy, etc.

Qualifications

Either MBA with 1-2 years of work experience in research or BA LLB or equivalent degree

Exceptional Research, Writing, and Analytic skills.

Professional demeanor and strong communication skills, both written and oral

Ability to effectively summarize legal records, media articles, and Internet websites and/or posts.

Strong grammar skills and command of the English language.

Proficiency with MS Office (Excel, Word, and PowerPoint) & Internet search strategies.

Preferred qualifications

Experience with domestic and international public records, databases, and Internet sources. 1+ years of investigative experience with a private investigative firm or equivalent professional services firm

Fluent in reading, writing, and speaking a foreign language is highly desired (including, but not limited to Spanish, Chinese, or Russian).

Flexibility regarding potential international travel requirements for client service projects.

2. Senior Business Intelligence Analyst

Company: Noon Location: Gurugram Seniority level: Mid-senior level Responsibilities

Identifying the problem, and structuring it to deliver the desired outcomes independently.

Build, develop and maintain data models, reporting systems, dashboards, and performance metrics.

Manage and optimize processes for data intake, validation, mining, and engineering as well as modeling, visualization, and communication outputs.

Interpret and report results for various growth aspects to relevant stakeholders.

Assist the Marketing team in leveraging data for effective decision-making.

Qualifications

Excellent analytical skills and problem-solving capabilities.

Advanced Excel/Google Sheets knowledge.

Knowledge of Programming Languages – R/Python preferred.

Experience in the e-commerce industry is preferred but not mandatory.

Individuals with a strong desire and passion for e-commerce.

A dedicated individual who has the drive to constantly learn and come up with new ideas.

An individual who has strong problem-solving and team skills.

An individual who works collaboratively and is comfortable working in a dynamic and fast-paced environment.

Avid curiosity and passion to take on tough challenges.

Ability to multitask and work on a diverse range of requirements.

3. Senior Data Analyst – Business Intelligence

Company: Grofers Location: Gurugram Seniority level: Mid-senior level Responsibilities

Own top-level company metrics that act as a single source of truth for the core performance of the business.

Collaborate with business teams to understand their requirements and propose holistic solutions.

Take ownership of the development of such solutions, including planning, execution, communication, and adoption of the tools developed.

Guide the development of insightful reports and dashboards that allow the organization to transfer to data-driven governance.

Act as a subject matter expert in all facets of building warehouse models, including architecture, storage, interaction with BI, etc.

Qualifications:

4-7 years of experience in creating structured Fact-Dimension based Data Warehouses, including building from the ground up.

Experience working with a variety of data formats (SQL, NoSQL, XML, and JSON) and transforming them into a relational database structure.

Expertise with OLAP SQL Databases like AWS Redshift and knowledge of optimizations best practices etc. Knowledge of Big Data technologies (Hadoop, Hive, Spark, Impala) is a bonus.

Ability to optimize ETL processes by using incremental loading to create fact/summary tables.

Experience with job orchestrators like Airflow, knowledge of best practices.

Knowledge and experience with creating and maintaining visualizations on BI Tools like. Tableau, PowerBI, etc.

The development of Python tools to facilitate data analysis, knowledge of R or Java is a bonus.

Debugging and trouble-shooting expertise.

Passion for solving challenges demonstrated innovative thinking and problem-solving skills.

Strong analytical skills; Understanding of Finance, Economics, or Management Control is a big plus.

Attention to detail with a drive for results.

4. Business Intelligence and Analytics Visualization Analyst

Company: Boston Consulting Group Location: New Delhi Seniority level: Associate Job Summary As a member of the team, you will interact extensively with a diverse range of stakeholders from across the business, both geographically and functionally. The role sits within the overall Global Financial Planning & Analysis team, coordinating and working with the company’s Analysis, Planning, and Reporting teams will play a large part in this role. Responsibilities The Business Intelligence & Analytics Visualization Analyst will work as an integral part of an agile team. You will be responsible for developing, enhancing, and maintaining a suite of dashboard products that will be leveraged globally by BCG’s business leaders and executive teams. Working as part of an agile team, this role will interact with the business to understand use cases, create prototypes, iterate on the design and launch of digital reporting and analytic products. Qualifications

3-5+ years Tableau Development experience required (Tableau certification is preferred as either Qualified Associate or Certified Professional).

Hands-on experience designing, developing, implementing, and supporting dashboard reporting solutions

Experience supporting an analytics transformation including profiling legacy reporting and providing next-generation solutions that simplify the end-user experience while providing greater insights.

Knowledge and understanding of designing and implementing report security solutions both within tableau server and database-level security concepts.

Experience with data preparation tools including Alteryx and Tableau Prep and basic proficiency in SQL language to access and profile data required.

Exposure to additional data visualization tools including PowerBI and Looker.

Basic finance knowledge of financial statements including P&L, Balance Sheet, etc. is preferred.

Experience working with agile development methodologies and ceremonies.

5. Business Intelligence Analyst

Company: Cotiviti Location: Telangana Seniority Level: Associate Responsibilities

Performs ETL functionality in support of reporting.

Performs Data Modeling and develops Data Warehousing solutions.

Performs technical troubleshooting, code debugging, and problem-solving for custom-built data warehousing solutions.

Assists in implementing effective business analytics practices that drive improved decision-making, efficiency, and performance.

Communicate with non-technical business users to determine specific business requirements for reports and business intelligence solutions.

Communicates regularly with technical, applications, and operational staff to ensure database integrity, security, and optimized performance at the application and database level.

Identifies, communicates, and resolves data quality and data reconciliation issues.

Participates in and supports all planning and problem resolutions.

Performs independent audits and reviews and validates databases to ensure data integrity.

Develops and enforces standards and procedures for the storage and retrieval of institutional data.

Qualifications

Strong analytical and troubleshooting skills.

Knowledge of SQL and data warehousing concepts.

Experience with Oracle SQL and PL/SQL.

Strong SQL scripting abilities and understanding of complex stored procedures, views, data aggregation/manipulation through table join/queries, database design, normalization, and denormalization techniques.

Demonstrated detailed knowledge of BI areas including ETL design, analytics, and reporting.

Experience with visualization tools such as Tableau and/or MicroStrategy.

Possesses strong oral and written communication skills, clearly and accurately communicating complex and/or technical information to both technical and non-technical audiences.

Self-motivated; able to work within a project-based environment.

Ability to work in a team and agile environment.

A Bachelor’s degree in a relevant field.

2-3 years in business intelligence and data warehousing environments.

2-3 years of experience with ETL processes and tools.

6. Business Intelligence Analyst

Company: GSK Location: Bengaluru Job Summary Once selected,  you will partner with the VEO Operations group to drive highly efficient and effective reporting and dashboarding across VEO. You will have to take the lead accountability for the development and maintenance of the VEO reporting hub, from concept to delivery, and drive operational excellence in reporting and analytics within VEO. Responsibilities

Develop a good understanding of the VEO business and VEO data model.

Understand the fundamentals of the data sources:

What systems does VEO interface with?

How is the data pulled from these systems?

How can the pull from each system get automated and (eventually) integrated to form the comprehensive baseline data set?

Build VEO reports and dashboards.

Embrace newer BI technologies such as Power BI to bring a modern look and feel to reporting and dashboards.

Take complete accountability for the generation and accuracy of the raw meta-data required for the VEO activity tracker data generation. Ensure the transformed data is then represented accurately using the available tools (Power BI, Excel, etc).

Proactively identify areas of improvement for reporting and analytics within VEO, especially during key business-critical periods such as PIB or year-end summaries.

Understand and resolve data quality issues encountered by VEO and provide highly interactive reporting capabilities to profile and resolve these.

Build Forms to allow end-user request submissions e.g. the NSR template.

Qualifications

Bachelors/Masters degree in Business, Science, Finance.

Highly effective communicator to be able to deliver clear and effective messages orally and in writing to a variety of stakeholders from peers and project teams to senior management.

Ability to work independently and manage large sets of data and find meaningful inferences, collating and analyzing complex or diverse information skillfully, and conceptualizing solutions and alternatives.

Deep understanding of database structure, data connection/joins, and keys.

Flexible thinker

Self-starter is willing to seek out solutions and ask appropriate questions to further their knowledge.

Strong team player and contributor to teamwork and team initiatives

Knowledge of the principles of quality, safety, risk management, and compliance (ICH and GCP).

Ability to understand and appreciate the value of diverse perspectives and drive innovative solutions to complex problems.

Business or study operations experience.

Excellent interpersonal skills, including the ability to establish and maintain good working relationships with peers, colleagues, and management.

Ability to work across boundaries and drive the integration of new ways of working.

Good organizational, time planning, and prioritization skills.

Preferred skills

Power BI (Advanced)

PowerApps and Power Automate

SQL

PowerPoint

Advanced Excel

7. Business Intelligence Senior Analyst

Company: Dell Technologies Location: Bengaluru Job Summary Responsibilities

Deep dive and correlate data, formulate conclusions and provide summary overviews to business leadership.

Supervise trends and elevate issues accruing due to data variances.

Interact with customers to set expectations regarding report availability and SLAs.

Generate reports and recommendations based on analysis and proactively communicate status to the customer.

Exercise considerable judgment and take initiative in assignments to resolve problems and make recommendations and resolutions.

Qualifications

Expertise and experience using the following tools & technologies:

Intermediate knowledge/experience with warehousing/big data environments: Teradata, Hadoop, GreenPlum etc.,

Intermediate knowledge/experience with relational databases: Microsoft SQL Server (T-SQL, SSIS, SSAS), Oracle, MemSQL etc.,

Intermediate knowledge/experience with Microsoft products: Excel, PowerPoint, PowerBI.

Ability to build reports and perform analytics.

2 to 5 years of related experience in a professional role.

8. Business Intelligence and Analytics Lead

Company: BARC India Location: Mumbai Seniority level: Mid-senior Responsibilities

Work and communicate closely with the partnership team in understanding the insight needs of the organization and its clients.

Work closely with Market Analytics and partnerships by providing understandings, generated through raw level data, of the reason for shifts in viewing for various data queries generated through the BARC membership.

Oversee and manage the development of insight white papers, presentations, and reports generated through raw level data ensuring that BARC continues to provide value added insight to its stakeholders.

Support Vigilance in the analysis of suspected households.

Developing rich and deep understandings of various forms of syndicated and non-syndicated viewership data.

Qualification 7-10 years of experience in the research and Analytics industry  

9. Lead Business Intelligence Analyst

Company: Electronic Arts (EA) Location: Hyderabad Job Summary You will lead a small team of analysts and will be the driving force for analytics in Pogo. You will report to the Live Services Lead and will be part of the product team. You are a sharp , curious person who has a passion for diving into data and building models to understand how players are interacting with our games & features. You will produce insights that will help guide design on games, platform and live services to improve acquisition, retention, and monetization for Pogo. Responsibilities

You will lead and mentor analysts, providing guidance on technical and communication skills for their analyses and projects.

Establish and grow the skills and practices in your team to create an outstanding analytics function.

Blend analytical rigor with product knowledge to accomplish deep dives (as needed) and deliver actionable recommendations for product teams.

Using various analysis techniques, model trends in our data to predict the ways in which new content, features and campaigns will affect the economy, performance, and our player experience.

Develop analysis frameworks to measure and evaluate the impact of features, systems, and promotions.

Use exploratory data analysis techniques to identify meaningful relationships, patterns, or trends from complex data sets and validate your results.

Develops player clusters based on behavioral patterns, which will be used to customize features and content and improve the player experience.

Translate problems into structured analyses or data products that directly create actionable insights that maximize value.

Partner with engineers and feature owners to design and set up robust telemetry for Pogo that enables high-quality analysis and reporting.

Ensure a high degree of rigor and quality in all projects and ensure that processes are adopted and best practices are shared.

Qualifications

BA or BS in Economics, Mathematics, Statistics, or related fields.

5+ years experience in an analytics role using data to help guide decisions, preferably a consumer products-oriented industry – gaming, social networks or entertainment is preferred.

3+ years hands-on experience in data mining, machine learning, or statistical modeling.

2+ years of people management experience.

Experience analyzing very large (web scale), complex, multi-dimensional data sets.

Experience with visualisation and analytics tools such as Tableau and Google Analytics.

SQL skills, including experience querying complex data sets on a platform such as Redshift.

Experience presenting to people at various levels of business and technical expertise, including the ability to simplify difficult technical concepts.

10. Business Intelligence Analyst

Company: Schneider Electric Location: Bengaluru Seniority level: Associate Responsibilities

Lead marketing value report production in order to support marketing teams using Business Intelligence tools.

Lead lifecycle management (PM0, O2, GRT, COS, PIM, ORLM).

Lead digitalization offers data and contributes to offering master data.

Deploy and animate tools and platforms to process data and support marketing and strategy teams.

Manage high quality up-to-date item master data, taking care of all the evolutions of new launches.

Ensure on time and high-quality data extraction from ERP systems to enable management reporting on commercial performance every month.

Be the champion of various transformative processes: annual offer optimization (killing part numbers that don’t sell), vitality index and others.

Formulating presentations for status reporting, and sharing recommendations with Senior Management is a key part of the role.

Qualifications

Engineering, Technology or Business degree with 5+ years of experience in business, marketing or business intelligence.

Digital acumen – able to understand and integrate a variety of digital tools (databases, excel documents) to produce a synthetic analysis.

Expert in the usage of Excel, including the ability to use excel functions and macros and proficient in other digital tools. SQL programming ability is a benefit.

Knowledge of Schneider Electric is a strong benefit.

Data analytics skills as well as synthetical presentation skills (written and verbal). Ability to present to executives within an external to the company.

Structured & organized; able to build realistic and actionable plans to improve and deliver on business reporting.

Team Player – passionate and dynamic leader with the energy and ability to obtain alignment and work effectively across a complex, global matrix organization. Team Builder – able to motivate and gather across key initiatives.

Accustomed to fast-changing, complex and ambiguous environments.

Autonomous & takes initiatives.

Top 10 Cryptocurrencies According To Fintech Experts In 2023

These top 10 cryptocurrencies are potentially doing well and the best trades in the cryptomarket for 2023

From  

Bitcoin

Current Price: US$43,554.72 Market Cap: US$824B Bitcoin was created in 2009 by Satoshi Nakamoto and runs a blockchain or a ledger logging transaction distributed across a network of thousands of computers. Bitcoin is one of the top cryptocurrencies to be bought in 2023 and it is one of the top 10 cryptocurrencies to buy. According to experts, you can enjoy a big profit by investing in BTC.  

Ethereum

Current Price: US$3,333.76 Market Cap: US$397.06 B Ethereum is a platform that allows you to create online contracts as people can use Ether as their currency for the contacts. ETH is known for its smart contracts itself. It has experienced tremendous growth of about 42,000% this year. It is also one of the top cryptocurrencies to buy in 2023 for huge profits.  

Cardano

Current Price: US$1.30 Market Cap: US$43.78 B Cardano is well known for its early embrace of proof-of-stake validation. Its method expedites transaction time and decreases energy usage and environmental impact by removing the competitive, and problem-solving aspect of transaction verification present in platforms such as Bitcoin’s. ADA has grown over 7,850% this year and is also expected to grow next year.  

Tether

Current Price: US$1.00 Market Cap: US$$73.32 B Unlike other top cryptocurrencies, Tether is a stablecoin that is backed by fiat currencies like the U.S dollar and Euro and hypothetically keeps a value equal to one of those denominations. Since it is a stablecoin, it doesn’t have any fluctuations in the highly volatile cryptocurrency market.  

Binance Coin

Current Price: US$531.21 Market Cap: US$88.56 B Binance Coin is developed and marketed by Binance exchange. Even though it is originally based on ETH, now it has its Binance chain. BNB is used as a utility token to pay for trading fees and transactions at a lower price. It can be traded and exchanged for other forms of top 10 cryptocurrencies such as Ethereum or Bitcoin.  

U.S. Dollar Coin

Current Price: US$0.9995 Market Cap: US$44.86 B Like Tether, USD is a stablecoin that is backed up by U.S. dollars and aims for a 1 USD to 1 USDC ratio. USDC is powered by ETH and can use USD Coins to complete global transactions. This is one of the top cryptocurrencies to buy in 2023.  

XRP

Current Price: US$0.7891 Market Cap: US$37.39 B Created by the same founders as Ripple which is a digital technology and payment processing company. XRP can be used on that network to facilitate exchanges of different currency types of top cryptocurrencies such as BTC, ETH, DOGE, and many more. This cryptocurrency witnessed a spike in November. It is one of the top cryptocurrencies to buy in 2023.  

Litecoin

Current Price: US$139.85 Market Cap: US$9.30 B Litecoin has a maximum of 84 million coins which is four times as many as Bitcoin. While coming to the block generation time of Litecoin is about 2.5 minutes per block with this speed transactions are confirmed more easily and quickly than that of Bitcoin’s network which takes about 10 minutes to confirm the transactions. This is one of the top cryptocurrencies to buy in 2023.  

Polkadot

Current Price: US$26.71 Market Cap: US$26.67 B Cryptocurrencies may use any number of blockchains aimed to integrate them by creating a cryptocurrency network that connects the various blockchains so they can work together. Even though the coin was launched in 2023, it has grown about 1,300% until November. This is one of the top cryptocurrencies to buy in 2023.  

Dogecoin

Current Price: US$0.1661 Market Cap: US$21.16 B

From Bitcoin and Ethereum to Dogecoin and Tether , there are thousands of cryptocurrencies, which can make it overwhelming for new traders to curate a safe investment strategy. For investors, it is imperative to examine cryptocurrencies from several perspectives, including that of investors, banks, and governments, to consider the fundamental stability of these digital currencies. It is quite evident that cryptocurrencies are an important and rising element in today’s digital economy. So, here we have listed the top 10 cryptocurrencies according to fintech experts that investors can buy in 2023.Current Price: US$43,554.72 Market Cap: US$824B Bitcoin was created in 2009 by Satoshi Nakamoto and runs a blockchain or a ledger logging transaction distributed across a network of thousands of computers. Bitcoin is one of the top cryptocurrencies to be bought in 2023 and it is one of the top 10 cryptocurrencies to buy. According to experts, you can enjoy a big profit by investing in BTC.Current Price: US$3,333.76 Market Cap: US$397.06 B Ethereum is a platform that allows you to create online contracts as people can use Ether as their currency for the contacts. ETH is known for its smart contracts itself. It has experienced tremendous growth of about 42,000% this year. It is also one of the top cryptocurrencies to buy in 2023 for huge profits.Current Price: US$1.30 Market Cap: US$43.78 B Cardano is well known for its early embrace of proof-of-stake validation. Its method expedites transaction time and decreases energy usage and environmental impact by removing the competitive, and problem-solving aspect of transaction verification present in platforms such as Bitcoin’s. ADA has grown over 7,850% this year and is also expected to grow next year.Current Price: US$1.00 Market Cap: US$$73.32 B Unlike other top cryptocurrencies, Tether is a stablecoin that is backed by fiat currencies like the U.S dollar and Euro and hypothetically keeps a value equal to one of those denominations. Since it is a stablecoin, it doesn’t have any fluctuations in the highly volatile cryptocurrency market.Current Price: US$531.21 Market Cap: US$88.56 B Binance Coin is developed and marketed by Binance exchange. Even though it is originally based on ETH, now it has its Binance chain. BNB is used as a utility token to pay for trading fees and transactions at a lower price. It can be traded and exchanged for other forms of top 10 cryptocurrencies such as Ethereum or Bitcoin.Current Price: US$0.9995 Market Cap: US$44.86 B Like Tether, USD is a stablecoin that is backed up by U.S. dollars and aims for a 1 USD to 1 USDC ratio. USDC is powered by ETH and can use USD Coins to complete global transactions. This is one of the top cryptocurrencies to buy in 2023.Current Price: US$0.7891 Market Cap: US$37.39 B Created by the same founders as Ripple which is a digital technology and payment processing company. XRP can be used on that network to facilitate exchanges of different currency types of top cryptocurrencies such as BTC, ETH, DOGE, and many more. This cryptocurrency witnessed a spike in November. It is one of the top cryptocurrencies to buy in 2023.Current Price: US$139.85 Market Cap: US$9.30 B Litecoin has a maximum of 84 million coins which is four times as many as Bitcoin. While coming to the block generation time of Litecoin is about 2.5 minutes per block with this speed transactions are confirmed more easily and quickly than that of Bitcoin’s network which takes about 10 minutes to confirm the transactions. This is one of the top cryptocurrencies to buy in 2023.Current Price: US$26.71 Market Cap: US$26.67 B Cryptocurrencies may use any number of blockchains aimed to integrate them by creating a cryptocurrency network that connects the various blockchains so they can work together. Even though the coin was launched in 2023, it has grown about 1,300% until November. This is one of the top cryptocurrencies to buy in 2023.Current Price: US$0.1661 Market Cap: US$21.16 B Though Dogecoin was created as a joke initially, it has gained a lot of attention these days, and all thanks to Elon Musk for this. It has become a prominent cryptocurrency option. Unlike many other cryptos such as BTC, there is no limit on the number of Dogecoin that can be created and has witnessed a spike of about 110,000% increases in 2023.

Top 10 Robotics Jobs In Faang Companies To Apply For In June

Robotics jobs in FAANG companies are offering lucrative salary packages per annum with key roles

Robotics is thriving in the global tech market at the hands of FAANG-— topmost hi-tech companies across the world. FAANG includes Facebook, Apple, Amazon, Netflix, and Google which are professional in leveraging automation as well as offering automation through robotics in recent times. Thus, FAANG is offering a plethora of opportunities for tech professionals with multiple robotics jobs or RPA jobs with lucrative salary packages per annum. FAANG has gained a high branded status in the robotics domain to offer automation through important robotics jobs. RPA and artificial intelligence are helping these robotics jobs to flourish in the market, despite the myth that robotics will take over human employees’ jobs. Thus, let’s explore some of the top ten robotics jobs in FAANG companies focused on automation and RPA.

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Top ten robotics jobs in FAANG companies in June 2023 Product Manager, Robotics at Facebook

Location: Fremont, CA

Responsibilities: It is needed to drive product vision and direction for data centre automation with robotics while gaining a deep understanding of the pain-points and needs of product designs. The manager should develop a practical product roadmap to push the boundaries of industrial robotics with the creation of comprehensive product specifications and artifacts.

Qualifications: The candidate must have more than three years of experience in industrial robotics and factory automation systems as well as over five years in product management. There should be sufficient technical experience with software products, analytical tools, as well as design.

Mechanical Robotics Engineering Lead at Facebook

Location(s): Menlo Park, CA/Boston, MA/Remote, US

Responsibilities: The lead must design complex electromechanical systems, develop and evaluate candidate system architectures, as well as select and size the machine elements and optimal materials for application based on critical parameters. It is essential to complete static and dynamic structural analysis, 3D model and 2D drawing generation, and configuration management.

Mechatronics Engineer (Process Automation) at Facebook

Location: Redmond, WA

Responsibilities: The role is to develop precision optical components for AR/VR devices from concept to mass production, drive external vendor collaborations, identify automated solutions with manufacturing processes on optical components, as well as drive integration of manufacturing equipment for end-to-end optical manufacturing processes.

Qualifications: There should be a Master’s degree in Mechanical, Robotics, and Mechatronics Engineering with more than five years of experience in manufacturing and RPA. The candidate must have experience in embedded control electromechanical systems, motion controls, digital controls, CAD tools, statistical analysis software, and many more.

Location: Hyderabad, Telangana

Responsibilities: It is essential to build systems for operation control related to software networking functions, automation tools for streamlining the operation of software services, and tools for managing the operations of 3rd party software.

Qualifications: The candidate should have more than five years of experience in large-scale networking environments, internet routing protocols, and network operating systems. There should be also over three years in a Linus/Unix environment as well as in automation through either GO or Python programming language.

Robotics Engineer, Mechatronics at Amazon Robotics

Location: Westborough, MA

Responsibilities: The robotics engineer must execute product designs to ensure a smooth product launch while writing requirements, functional specifications, and functional test procedures. It is needed to design and adapt holistic hardware solutions for ambiguous problems with fluid requirements as well as exhibit role model behaviours of thorough engineering analysis.

Qualifications: The candidate must have a BS or MS in mechanical engineering, robotics engineering, and any other technical field with an established background in robotics. There should be sufficient hands-on experience in CAD, embedded or firmware programming tools, crafting proof-of-concept models, logistical tradeoffs for hardware systems, and many more.

Robotics Hardware Engineer, Robotics AI at Amazon

Location: Berlin

Responsibilities: The robotics engineer should design first of a kind robotic gripper for cluttered and constrained environments, write requirements and functional specifications, design verification plans, and functional test procedures with thorough engineering analysis.

Qualifications: The candidate must have a BS/MS/Ph.D. in Mechanical Engineering with more than four years of experience in designing robotic hardware, mechanical products, proof-of-concept models, Agile product lifecycle management software, CAD, and many more.

Sr. Robotics Hardware Engineer, Robotics AI at Amazon

Location: Seattle, WA

Responsibilities: The senior robotics engineer must improve and maintain existing product designs to ensure a smooth production transition of design changes. It is necessary to write requirements and functional specifications, design verification plans, and functional test procedures.

Qualifications: The candidate must have an MS in mechanical engineering or any technical field with more than five years of practical experience in robotics, coding, systems architecture, CAD, proof-of-concept models, rapid prototyping equipment, and many more.

Senior Data Engineer, Infrastructure Data Science and Engineering at Netflix

Location: California

Responsibilities: The duties include engineering efficient and scalable data pipelines to process structured and unstructured data while developing subject-matter expertise. It is needed to understand challenges and make suitable recommendations by maintaining existing datasets and pipelines.

Fintech And It’s Impact In Cities

If there is one industry that grew exponentially during Covid-19, and still continues to do so, it’s Fintech.

Fintech refers to the “financial technology” that overlaps with both banking and payment processing systems.

While there are many ways of defining it, it generally refers to any organization or service that provides financial products and services using technology. This usually includes software or virtual apps instead of traditional brick-and-mortar channels. Like physical banks or ATM payment processors.

This also includes all branches of digital banking, payment processing, Fintech startups, and financial data providers. All under one umbrella basically.

Making Financial Services Affordable

With the introduction of Fintech, banks were suddenly under incredible pressure to stay competitive. Especially during the early days of Covid-19. The need for digital payment solutions rose exponentially and with this changing landscape, solutions were needed fast.

Whether you were getting a payday loan in Toronto, or some personal loan in Australia, now the only way to do it was online, or in some other digital manner. This cut down costs and made things quite affordable for the masses.

Due to this, there has been a massive increase in the number of Fintech companies worldwide.

As these new ventures are growing, traditional banks are taking note and making plans to enter the space themselves.

For example, The Bank of England and Bank of Canada joined World Bank and launched a new global Fintech initiative in Paris.

The new initiative, dubbed “Fintech Lab,” was founded to help countries around the world establish themselves as global Fintech hubs. Fintech Lab will also be focused on promoting financial inclusion, including financial literacy for all

The Cambridge Centre for Alternative Finance Fintech is looking to transform how innovation and creativity in finance happens. It serves as a hub of knowledge and expertise that will help shape the future of financial services. It will be instrumental in shaping leading-edge solutions, new methods and creative applications for this industry.

Also read: Top 10 Helpful GitHub Storage For Web Developers

Developing Countries Love Fintech

Due to Covid-19, the underdeveloped banking infrastructure in developing countries needed a complete overhaul. This time was seen as an opportunity to bring in new innovative ideas from the Fintech space. To completely change and revolutionize their current systems.

This has helped tremendously. Especially the continent of Africa. Where people can fulfill their banking needs just through their phone now. Before, they didn’t even have access to real banks. If they did, it was very limited and complex.

Africa’s internet costs are quite high. Now the hope is maybe Fintech can find an indirect solution to reduce these costs as well.

No matter how you look at it, it seems like Fintech is here to stay.

Also read: The 15 Best E-Commerce Marketing Tools

This Trend Will Continue

From the COVID-19 FinTech Market Rapid Assessment Study, the global Fintech market is expected to grow at a CAGR of over 40% in 2023.

The COVID-19 FinTech market is growing rapidly in recent years because of innovations in technology. The study predicts that it will reach USD 780 billion by 2023.

The study also indicates that blockchain will be one of the most disruptive technologies for the finance sector in 2023 and beyond.

As it offers faster transactions with lower costs to businesses and consumers. Blockchain is also becoming known as Fintech 2.0.

Let’s see what happens in this very exciting space as it continues to expand by leaps and bounds.

Top 10 Robotic Surgical Companies In 2023 All Over The World

Robotic Surgical Companies that are transforming the field of surgical procedures

Medical robots form a rapidly growing sector of the medical devices industry. Regardless of whether utilized for home help, crisis response, negligibly invasive medical surgery, targeted therapy, or prosthetics, they are turning out to be increasingly more widely utilized these days, transforming medical care across the globe. The most popular robotics applications in medical services and healthcare are surgical. Everything from organ transplants and gastrointestinal surgeries to spine medical procedures and urological operations are performed utilizing robots of some sort. In the United States, around 9,00,000 robot-assisted surgeries were performed in 2023. The worldwide surgical robotics market created $4.71 billion in 2023 and is assessed to reach $15.43 billion by 2029. The market is classified into three fragments, in particular, surgical systems, surgical services and instruments & accessories. Let’s look at the top 10 robotic Surgical Companies in 2023 all over the world  

Intuitive Surgical stood firm on the leading position in the United States robotic surgery market in 2023. It got FDA approval for its first-historically robotic system da Vinci® in 2000, and from that point forward, they have developed the da Vinci® framework to yield a robotic surgery empire. Other da Vinci® systems, for example, the da Vinci S® were marketed in 2006 and the da Vinci Si® in 2009, yet Intuitive’s leader product, the da Vinci Xi®, was presented in 2014. Intuitive Surgical will still be the leader by a huge edge for a considerable number of years, powered by revenue from its surgeries, services and maintenance fees.  

The Mountain View, Calif.-based organization’s robotic catheter is intended to explore the peripheral vasculature and give a conduit for the arrangement of therapeutic devices. The catheter works as a component of Hansen’s Magellan robotic system. The Sensei X Robotic system utilizes 3D catheter controls and 3D visualization to permit a surgeon to control its robotically steerable catheters for gathering electrophysiological information inside the heart atria.  

Diligent’s AI-empowered robots work with people in day-to-day scenarios. The organization’s autonomous Moxi robot can be left alone to perform tedious logistical errands in hospitals like setting up patient rooms and restocking supply rooms. Fit for navigating hospital hallways and other restricted spaces, Moxi is even permeated with social intelligence that is passed on through its head movements and LED eyes.  

Medrobotics is a Massachusetts-based organization that recently got US$20 million in financing to venture into general medical surgery and create cutting-edge robotic systems. Its Flex Robotic System got FDA approval in 2024 and permits doctors to get to anatomical areas like ear, nose, or throat with its snakelike plan and 180° path.  

CMR Surgical is a British organization, building the cutting-edge careful surgical robotic system, Versius, for minimal access medical surgery. Their vision is to make minimal invasive medical surgery universal that is easily accessible and affordable. CMR Surgical, established in 2014, has its headquarters in Cambridge and got the European CE Mark in March 2023 for the Versius Surgical Robotic System.  

Corindus’ CorPath 200 device is intended for percutaneous coronary mediations. The CorPath accompanies a radiation-protected “cockpit” for the surgeon. The CorPath 200 is the first and only robotic-assisted procedure to take into account controlled placement of coronary guidewires and stent/swell catheters from an optimized interventional cockpit. In utilizing the framework, the surgeon works CorPath 200 from behind a radiation-protected “cockpit.” Rather than being with a patient while clad in a lead apron, the surgeon is situated behind an operating station, controlling surgical devices with a range of touch-screen and joystick controls.  

Verb surgical is perhaps the most innovative robotic surgery organization on the planet and was framed as a strategic partnership between Google’s Alphabet and Johnson & Johnson’s medical devices subsidiary, Ethicon. They are zeroing in on creating a digital surgery platform that integrates robotics technology, progressed visualization, progressed instrumentation and data analytics. Such robotic surgery companies embrace big data and machine learning expertise from Google to create a digital surgical platform, which will not cost exactly the current robots in medical.  

Zimmer Biomet Robotics, once known as Medtech SA, is a robotic surgery company organization, established in 2002 in Montpellier, France. It creates robotic help for surgical procedures of the central nervous system and different applications like the knee. Its main product is ROSA, a robotic surgical assistant intended for negligibly invasive medical procedures.  

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