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Transit navigation app CityMapper has come up with an interesting monetization strategy that could save its users money: a discounted weekly travel pass …
Wired reports that the idea is being piloted in London, initially with just a few thousand people.
Citymapper is launching a subscription service for London transport. Citymapper Pass, a new contactless payment card will combine buses, trains, trams, Santander bikes and Citymapper’s Ride service as part of a weekly subscription […]
From launch, there will be two subscriptions. The first, at about £30 (prices may still be subject to final tweaking), will give Citymapper Pass subscribers full access to zones one and two of Transport for London’s network for a week. For £40, they’ll get the same, plus unlimited rides on TfL’s Santander docked bike shares as well as two journeys on Citymapper’s Ride, its cab-sharing system similar to Uber Pool.
As Wired notes, the £30 fee – if achieved – would offer a worthwhile savings of £5.10 ($6.65) on the cost of buying the same weekly travelcard from Transport for London (TfL), while the £40 option could prove excellent value if you make frequent use of Santander bikes.
You’ll get a Citymapper-branded contactless card, but it’s likely that most subscribers will register this with Apple Pay or Google Pay so they can use their phone or watch to tap in and out.
Citymapper says that London is just the first stage in an ambitious plan, designed to make public transit more convenient as well as cheaper.
London is ahead of other cities with contactless, but as more cities switch their transport system to contactless cards, Citymapper Pass will spread. That doesn’t only mean other cities will also have their own Pass system, but in theory a subscription could cover transport in all cities, meaning Londoners stepping off the Eurostar at Gare du Nord need not fiddle with Euros to buy a carnet of paper tickets. They can simply swipe their Pass like at home. “The vision of this for the long term is if you’re subscribing to this, it works for you everywhere – you could go to any city and we’ll have you covered,” says Yusuf.
There does appear to be a financial gamble involved. TfL says that Citymapper will be paying the full cost of each journey, so the company will be relying on the hope that most people will run up lower bills than the cost of the subscription. However, as part of a move designed to encourage people to simply use contactless cards or mobile wallets, TfL has already adjusted its pricing models so that it’s typically cheaper to pay for individual journeys than to buy a weekly travelcard.
I’m a big fan of Citymapper as a way to navigate London’s public transport network on the occasions that I don’t cycle, as well as finding my way around other cities when travelling. The app works out the fastest route using live service data, tells you how long you have to wait for the next tube or train (handy on stations without indicator boards) and tells you which tube/train section to get in for a quick exit at the other end.
Citymapper offers coverage in nine US cities – New York, San Francisco, Los Angeles, Washington DC, Baltimore, Seattle, Chicago, Boston, Philadelphia – as well as four in Asia, two in Australia, two in Latin America and 18 in Europe.
Citymapper is a free download from the App Store.
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Succession Planning Vs Replacement Planning
Succession Planning vs Replacement Planning
Ask the CEO of a company to define succession planning, and there’s a good chance that he/she will confuse it with replacement planning. But the fact is, they are different from each other.
Replacement planning assumes that the organization chart will remain unchanged over time and focuses on identifying “backups” for top positions within the company. The organization chart lists the backups for each top-level position, indicating their readiness to take over the role of the current incumbent. Typically, the organization identifies three individuals as backups for each top-level position.
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Head-to-Head Comparison Between Succession Planning vs Replacement Planning (Infographics)Following are some of the comparisons between Succession Planning vs Replacement Planning.
Replacement PlanningAll replacement planning activities are tactical in nature. But they are crucial for all organizations, regardless of their size. A replacement plan ensures continuity in operations and focuses on how vital positions can be filled quickly.
All companies must have a replacement plan for all key positions and other single contributor roles to reduce talent risks.
Create a replacement plan with one to three identified individuals for key positions in case of emergencies. It must indicate each personnel’s readiness for assuming the role.
Include appropriate support measures for the person assuming the key role in the replacement plan.
In most companies, replacements are generally perceived as a temporary measure. A replacement candidate may or may not be considered a permanent final contender for the position unless he/she meets all the requirements. While a replacement system is crucial for ensuring organizational continuity, it primarily focuses on short-term needs.
Indications of Succession PlanningSeveral symptoms indicate the time has arrived to initiate a succession planning system in the organization. Succession planning is a more systematic approach that can be carried out through all verticals in a company.
Some of the common symptoms are as follows.
The organization conducted a retention risk analysis to estimate the projected departure dates for each person in the workforce or workgroup. This analysis helps identify potential reasons for departure, such as retirement or other factors.
If the organization experiences a sudden loss of key talent due to death, resignation, or disability, it may take a long time to find an appropriate replacement. The organization cannot respond promptly to such surprises.
Senior managers may lack awareness or perceive the time taken to fill vacant positions, known as the time-to-fill metric, as lengthy.
Managers at various levels may complain about finding people ready for promotion or willing to accept a promotion when a vacancy arises.
Staff members often express concerns that promotion decisions are made in an arbitrary or unfair manner.
The company may not adequately represent women employees, minorities, and other groups protected by law across all organizational levels and functions.
Critical turnover refers to the number of high-potential workers leaving the organization, which is higher than average workers.
ScopeThere are three reasons to devise a succession plan in an organization. Identifying the replacement for a CEO or other top managers is only a part of the reasons. The reasons are as under.
Replacement of key employees
Supporting anticipated growth
Addressing and dealing with a talent shortage
Unfortunately, many organizations see succession planning as a task to be checked off and set aside, relegating it to other responsibilities. They see it as a means to an end and often perceive it as solely the responsibility of human resources. However, this is the wrong mindset to have. Succession planning should be seen as a talent and organizational improvement initiative that enables a business to thrive and grow. No matter what industry or sector a company operates in, it cannot grow or succeed without strong management talent. Developing, nurturing, and grooming the talent pipeline is not a simple task but essential for any organization’s long-term success and sustainability.
Whether bad or good economic situation, proper talent is hard to get because talent is a combination of behaviors, skills, organizational fit, motivation, and passion. That’s especially difficult to find if you have to hire fast.
Replacement of Key Employees
Most companies tend to believe that the only reason to implement a succession plan is to pick a replacement for the departing CEO or perhaps a couple of top-level executives. This is a major reason for a succession plan. But a complete reason is to identify proper replacements and, in the process, prepare to fill all major positions in the company and not just the CEO or top executives. This is often called “planning many levels deep”, i.e., mid-level executives to section managers and division. Succession planning includes all necessary roles to keep the business moving, even if unobvious. Keep in mind that while executives set the strategy, managers implement them. A company must have strength in both areas to succeed.
Managers and executives will leave a company. They may take up another job in a different organization or be axed. They may retire, become terminally ill, or leave town because of a spouse’s relocation. Whenever a company anticipates a vacancy of a manager or executive, a seamless transition can be possible simply because there’s time for taking care of the transition. It’s when the vacancy is unexpected that the challenge crops up. Maintaining continuity is important because it reduces service disruptions and costs. As the economy improves, growth will take place. A company can support and sustain growth only when it has a talent for managing growth.
Supporting Anticipated Growth
This strategy differs from a replacement strategy as it involves creating new positions to support growth initiatives. These positions may be required to expand current products and services into new markets, develop and introduce new products and services, and devise innovative selling methods such as viral marketing.
While identifying growth areas, identify the internal talent and set up and maintain a talent database comprising candidates currently working for other companies.
Addressing and Dealing with a Talent Shortage
In all organizations, succession planning is not an event but a process. Succession planning is a process that’s critical for all organizations, whether they are expecting vacancies and turnover, working to cope with a talent shortage, or planning for growth.
Assign the responsibility of succession planning to executive team members. Make the activity a part of their evaluation process.
Identify critical needs and key roles for the present and future, several layers deep.
Come up with and use tools, techniques, and methods to identify employee aspirations and competencies.
Put in place a structure to develop potential successors.
Implement a structure to transition the successors to and in the new roles.
Identify an interim or emergency process to fill up a vacant position if, for whatever reason, the identified successor doesn’t work out.
Align recruitment initiatives for succession planning by predicting the core needs and interviewing for adaptability and growth orientation.
Evaluate all plan effectiveness and update plans as required, at least annually.
Succession Planning vs Replacement Planning- Talent poolsOne approach to resolving staff-filling problems could be to develop a talent pool. It’s a group of people prepared to take up more challenging responsibilities.
People in a talent pool can be drafted in several ways. One popular approach is to ask managers to assess and nominate people from their teams. A second approach could be to apply an objective assessment method, like multi-rater full-circle tests, for identifying personnel who could be worthwhile to take up future responsibilities.
A talent pool dramatizes the difference between succession and replacement planning. Personnel is identified as “backups” to specific positions in the latter.
Replacement planning encourages promotions only in a field of specialization. On the other hand, succession planning encourages managers across all verticals to consider talent, irrespective of the department, as a possible successor to all positions immediately above them. Talent pools, thus, can be identified beneath every “level” of the organization chart. However, they aren’t tied to any specific position at the immediately following level.
If the talent pool implementation succeeds, the company will have multiple internal candidates ready and equipped to take up new challenges and responsibilities.
ConclusionBoth replacement and succession planning are important for any company. But while succession planning is a more systematic way to fill open positions, replacement planning addresses the more ad-hoc needs. Building up a talent pool is the most important part of replacement planning, where there are many to choose from. But at the same time, a temporary or non-permanent filling up can be of a long-term nature. However, that happens only by chance. A company is unlikely to ask a person to vacate the position after he/she has been appointed to it.
Companies, irrespective of their size, are slowly shifting to succession planning from replacement planning. The former involves envisioning all the vacancies that may arise in the future and over the long term. It pays for a company to have such a system where the internal pool can be kept ready for promotions.
Recommended ArticlesThis has been a guide to Succession Planning vs Replacement Planning. Here we have discussed the basic concept, head-to-head comparison, and infographics. You may look at the following articles to learn more –
Senior Apple Execs Get A Pay Raise
Tim Cook’s CEO salary for the calendar year 2012 was $4.17 million, which includes a $1.36 million salary and $2.8 million in compensation related to incentive plans, reveals a document Apple filed with the U.S. Securities and Exchange Commission. Now, a bunch of media outlets pointed out that Cook’s salary dropped 99 percent versus 2011. Such sensationalist reporting couldn’t be farther from the truth.
Cook’s $376 million compensation in 2011 and $52 million in the year before was given to him in stock options and these won’t vest until 2023 and 2023.
So yeah, Cook’s ‘salary’ did drop 99 percent this year versus 2011, but without stock awards (his base salary last year was $900,000). The filing also reveals the company gave a pay raise to a select few members of its executive team to reflect their increased responsibilities following the departure of SVP of iOS software Scott Forstall, announced in October…
Base 2012 salary for all senior Apple executives has been raised from $800,000 to $875,000 following the management shake-up.
Apple’s long-standing finance boss Peter Oppenheimer’s 2012 compensation is valued at $68.6 million, up from $1.42 million a year earlier, with his 2012 stock awards valued at $66.2 million, reports Bloomberg.
His total compensation in 2011 put him ahead of the highest-paid CEOs at the time, according to Equilar Inc., which tracks executive compensation. Oracle Corp. CEO Larry Ellison received 2011 compensation valued at $77.6 million. At Microsoft Corp., Steve Ballmer’s pay package was worth $1.38 million.
Fortune’s Philip Elmer-DeWitt slams Bloomberg, saying “you’d think this would be pretty easy to sort out, especially for the financial brainiacs at Bloomberg News”.
He explains:
The fact is — despite countless stories that described Cook has the highest-paid CEO of 2011 — Cook didn’t have those 1 million shares last year when they were worth $376 million, nor did he have them in 2012, when they were worth, as of Wednesday’s close, $513 million.
Moreover, although other Apple employees with unvested RSUs collected dividends on their shares this year, Cook asked that his RSUs not be included in the dividend program, passing up on a chance to take home another $75 million.
So, all Cook received n 2012 was a raise that brought his base salary to $1.4 million.
“Despite this increase”, the proxy statement notes, “the target annual cash compensation for Mr. Cook remains significantly below the median annual cash compensation level for CEOs at peer companies”.
And who’s Silicon Valley’s lowest-paid CEO?
That would be Amazon’s boss Jeff Bezos, whose 2011 pay package was just $81,840 – and he didn’t get any stock awards.
Senior Apple execs Bob Mansfield, Bruce Sewell, Jeff Williams and Peter Oppenheimer all received 150,000 restricted shares in 2012.
Tim Cook salary articles last yr saying he earned $378 million were dumb. They’re dumber this yr for saying comp dropped 99%.
— Eric Slivka (@WildCowboy) December 27, 2012
Another tidbit to glean from the filing:
The Company exceeded the maximum performance goals for both net sales and operating income set by the Compensation Committee for 2012. Accordingly, each executive officer received the maximum payout of 200% of base salary under the performance-based bonus plan.
Apple’s top dogs were well compensated for the services rendered this year.
Apple is also recommending that shareholders vote against a dedicated Human Rights Committee because it says the stringent policies it put in place amid reports of poor working conditions at Foxconn plants are addressing the issue.
The Company’s dedicated Supplier Responsibility team continually audits the Company’s suppliers for compliance with the Company’s industry-leading Supplier Code of Conduct. The Supplier Code of Conduct is based on widely recognized international human rights principles as defined by the United Nations and the International Labor Organization.
The document also provides a quick backgrounder on Cook.
Timothy Cook has been the Company’s Chief Executive Officer (the “CEO”) since August 2011 and was previously the Company’s Chief Operating Officer since October 2005. Mr. Cook joined the Company in March 1998 and served as Executive Vice President, Worldwide Sales and Operations from 2002 to 2005. In 2004, his responsibilities were expanded to include the Company’s Macintosh hardware engineering.
From 2000 to 2002, Mr. Cook served as Senior Vice President, Worldwide Operations, Sales, Service and Support. From 1998 to 2000, Mr. Cook served as Senior Vice President, Worldwide Operations.
Mr. Cook has served as a director of NIKE, Inc. since November 2005. Mr. Cook brings to the Board extensive executive leadership experience in the technology industry, including the management of worldwide operations, sales, service and support.
Though shares of Apple dropped 27 percent from a September record, AAPL is still in a notably better position than most other tech stocks.
As for Cook, Apple gave him a million restricted stock units in 2010 for taking the CEO job. And to make sure he sticks around for at least a decade, half a million shares are set to vest on August 24, 2023 and another 50 percent on August 24, 2023.
By the way, the combined $428 million in Cook’s 2010 and 2011 stock options pay package is now worth nearly $750 million at Apple’s current market value.
Talk about low ‘salary’.
Just Some Thoughts (On Apple Watch, Iphone 6, And Apple Pay)
First of all, I’d like to say, ignore my display name. I made this several years ago and I can’t be bothered at this point to make a new account.
So Basically, in this little opinionated article I’d just like to talk about some of the things that I have picked up on or noticed that perhaps are wrong or perhaps are correct over the past few days. These include the use of the digital crown on the Apple Watch, the timing of the releases of some of the iOS and apple pay features and some other things I’ve noticed.
So starting with the digital crown. I’ve seen on some article here on 9to5Mac and on other tech sites that some have been complaining about the digital crown. One of the primary complaints that I’ve seen is that how are we supposed to know when it scrolls and when it zooms. Well after re-watching the keynote from Tuesday, I picked up on some things. The crown appears to zoom whenever zooming would usually be applicable, and scrolls whenever that is applicable, as you would expect. Very rarely do you zoom and scroll vertically on the same element. For example, on a map, the crown would obviously work for scrolling because a 1-dimensional scrolling device can’t appropriately navigate the application. But then if you are changing one of the complications on the watch face, it will obviously work for scrolling, because what purpose would scrolling have there?
Now onto the design of the watch. The design, I agree isn’t perfect, and not everybody is going to love it. However, it does look splendid, in my opinion. The way that the screen curves around to meet the main body of the device, I think is really clever and really gives it an element of a screen that covers the whole device. I noticed in the UI as well, it’s mostly black so as to make a mostly seamless transition from the screen to the bezel/edge of the device. I personally think that the sport version of the watch is quite unattractive, but the other versions, in particular the space black stainless steel with either a classic buckle or link bracelet looks absolutely stunning. I also think that the sport version is where a lot of people are getting the idea it looks bad. If you look at a lot of the photos taken in person in the hands on room, it looks really nice.
Now, moving on from the Apple Watch, I’d like to talk about some of the dates that have been mentioned recently that have caught my attention.
Both Apple Pay and the continuity features of iOS 8 have been been explicitly said or rumoured to be made available in October. This, coincidentally, is exactly when Apple has previously been rumoured to be holding another event for the iPad and potentially some updates to the mac (if they have managed to do anything without the availability of the new processors from Intel). We haven’t heard anything recently about the October event, but I am still strongly in the belief that they will be holding an event within the next month and a half for the iPad. The way the features mentioned before happen to coincide with this event suggests that perhaps there is something that will tie these features together further, that will be announced at this event or maybe there will be just be solid release dates announced at the event.
How To Set Up Apple Pay On Iphone, Ipad, Apple Watch, Or Mac
Apple Pay is extremely convenient and useful for paying in-store, online, in-app, or to friends. It’s available on the iPhone, iPad, Apple Watch, and Mac. Follow along as we walk you through how to get started with Apple Pay.
First and foremost, you’ll need to check whether or not your bank or credit union supports Apple Pay.
How to set up Apple Pay on iPhone, iPad, Apple Watch, or MacOn iPhone or iPad:
Depending on your bank, you’ll need to verify via phone, SMS, or e-mail. Most large banks will send you an SMS verification code, while others may require you to call the bank to verify your identity. This process can be immediate, or sometimes take several days to complete depending on your bank.
Once verification is complete, you’re all set up! Now you’ll be able to tap your iPhone at any store, restaurant, or gas station that accepts contactless payments, use it in apps, on the web, or send/receive money from friends or family through iMessage.
On Apple Watch:
However, if this is your first time adding cards on your iPhone or Apple Watch, you’ll need to either take a snapshot of your card with your iPhone’s camera, or enter it manually.
Depending on your bank, you’ll need to verify via phone, SMS, or e-mail. Most large banks will send you an SMS verification code, while others may require you to call the bank to verify your identity. This process can be immediate, or sometimes take several days to complete depending on your bank.
Once verification is complete, you’re all set up! Now you’ll be able to tap your Apple Pay at any store, restaurant, or gas station that accepts contactless payments, use it in apps, on the web, or send/receive money from friends or family through iMessage. Note that you don’t need to be paired with your iPhone, nor do you need an internet connection for Apple Pay to work on your Apple Watch.
To initiate Apple Pay, you’ll need to double tap the side button (the one that isn’t the crown). If you have multiple cards, you can swipe through the cards left or right.
On MacBook Pro with Touch Bar:
You have the choice between snapping a photo with your FaceTime camera or adding the details manually.
Depending on your bank, you’ll need to verify via phone, SMS, or e-mail. Most large banks will send you an SMS verification code, while others may require you to call the bank to verify your identity. This process can be immediate, or sometimes take several days to complete depending on your bank.
Once verification is complete, you’re all set up! Now you’ll be able to make purchases through Safari with Apple Pay by using the Touch ID sensor located on the top right of your keyboard.
On Macs without Touch Bar:
Once enabled, you can simply visit any site that supports Apple Pay in Safari, hit the “Pay with Pay” or “Pay” button (as shown above), and authenticate with your iPhone, iPad, or Apple Watch.
While the process is different for each device, the outcome is the same. The ability to shop securely in apps, on the web, or in physical locations. You can even send and receive money with Apple Pay Cash through iMessage.
On the iPhone, you can either double tap the side button (formerly known as sleep/wake) on the iPhone X to initiate it, or by double tapping the Home button on other iPhones. Or, you can simply hover your phone over a payment terminal and it will automatically appear. You’ll just need to either authenticate with Touch ID or Face ID.
For checking out on the web or in-app on iPad, Mac, or iPhone, look for the “pay with Apple Pay” button in Safari (or in app with the iPad). The same rules apply, simply authenticate with Touch ID or Face ID and you’re good to go.
On your Apple Watch, you can double tap the side button to pay at terminals, or in certain apps you can double tap the side button to pay. Since your Apple Watch is passcode locked, you don’t need any form of authentication here as Apple Watch automatically locks when not on your wrist.
Read more about Apple Pay Cash and how to use it here.
For more help getting the most out of your Apple devices, check out our how to guide as well as the following articles:
Check out 9to5Mac on YouTube for more Apple news:
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How To Instantly Remove All Apple Pay Cards From Your Device At Once
You can remove a payment or transit card from Apple Pay at any time, but the option to remove all cards at once from your device is hidden in plain sight. But worry not, girls and boys, iDownloadBlog comes to the rescue. Just follow this step-by-step tutorial to learn how you can remove all Apple Pay cards from your Apple device in one fell swoop.
This will be of particular importance if your device gets stolen or lost and you’d like to quickly disable Apple Pay payments for all of the cards instead of immediately canceling your cards.
TUTORIAL: How to set up Transit Express on Apple Pay
Here are all the different methods of removing your Apple Pay cards from a single device:
Apple ID account — Use the Apple ID web interface to remotely remove your Apple Pay cards from any Apple device that’s signed in to iCloud with the same account.
iOS Settings — Use the Settings app on an iPhone, iPad or iPod touch to remove your Apple Pay cards from that device or from any other device that uses Apple Pay.
Find My — The Find My app on your iPhone, iPad or Mac allows you to remotely put any of your devices in Lost Mode, which also disables Apple Pay for security reasons.
Other ways — You have indirect methods at your disposal to kill Apple Pay.
As you know, Apple Pay is managed on a per-device basis.
Cards you add on one device don’t automatically become available on all your other devices using the same Apple ID or iCloud account, and the same goes for removing your cards. As an example, removing all your cards from Apple Pay and Wallet on your iPhone won’t remove them automatically from your Mac or iPad, and vice versa.
The methods listed above remove the following cards from Apple Pay and Wallet:
Credit cards
Debit cards
Prepaid cards
Student ID cards
Express Transit cards
Credit, debit and student ID cards are removed immediately even if your device is offline, but your Express Transit and Suica cards are removed the next time the device goes online.
Any cards you remove from a device can be added back in Wallet settings.
How to remove all Apple Pay cards at onceRead on for all the ways you can remove your Apple Pay cards from an Apple device.
Apple ID accountLogging in to your Apple ID account on the web allows you to adjust its features as well as remove all Apple Pay cards from any device that uses that account.
1) Using a desktop browser on your Mac or PC computer, sign it to your Apple ID account.
Apple notes that this method may take a few minutes to remove all the cards associated with Apple Pay and Wallet, which will render them unavailable for payments on this device.
Thankfully, any removed Apple Pay cards can be easily re-added in the Wallet app.
iOS SettingsYour Apple Pay cards can be removed from any device through the Settings app on iOS.
1) Open Settings on your iPhone or iPad.
2) Tap your Apple ID name at the top of the list.
3) Scroll down to the list of devices that are signed in to iCloud with the same Apple ID user name and password, then choose a desired device.
After a few minutes, any listed cards will no longer be available for payments with Apple Pay on this particular device. You can add your cards back at any time in the Wallet app.
You can remove all of the cards you’ve added to Apple Pay and Wallet on your device by using the Settings web app on chúng tôi as outlined below.
1) Using a desktop browser on your Mac or Windows PC, log in to chúng tôi with your Apple ID user name and password.
If you don’t see the My Devices section, that’s because your account currently is limited to iCloud web-only features. You can gain access to other iCloud features by setting up iCloud on your iOS and iPadOS devices or Mac.
Don’t see any cards listed in the My Devices section? That’s almost certainly due to the fact that you haven’t set up Apple Pay or other cards on that device.
You can also remove all your Apple Pay cards added to your device by removing the device from your iCloud settings. To do so, choose a device in the My Devices section, then tap “x” next to its name in the left column. As evidenced by the screenshot embedded right ahead, you’ll see a warning saying that removing this device will automatically disable Apple Pay and remove all of the cards that you have previously added to it. It will also sign out the device from iCloud and won’t be available for two-step verification codes.
Your payment cards are removed from Apple Pay and Wallet on the selected device within 30 seconds. Transit cards are removed when the device is online.
macOS System PreferencesYou can also remove your Apple Pay cards via System Preferences on your Mac.
1) Choose System Preferences from the Apple menu.
3) Select a device in the lefthand column.
Find MyIf an unfortunate event of your device getting lost or stolen, you can remove all your cards from Apple Pay remotely provided you have enabled the Find My service.
1) Open the Find My app on your iPhone, iPad or Mac or visit its web counterpart at chúng tôi a desktop browser on your Mac or Windows PC.
3) Now select a desired device.
4) On iOS, tap Activate below the Mark As Lost heading and the onscreen instructions.
As a security precaution, Lost Mode instantly disables Apple Pay and remotely locks your device with a custom passcode. Any credit or debit cards set up for Apple Pay, as well as your student ID cards and Express Transit cards, are suspended for that particular device.
Apple Pay and student ID cards are suspended even if your device is offline while Express Transit cards are suspended the next time your device goes online.
“You can resume using suspended cards on your device after you unlock it and sign in with your Apple ID,” notes Apple in a support document. In other words, if you had any cards suspended when you put your device in Lost Mode, disabling Lost Mode and signing back in to iCloud will permit you to use them again.
Other ways to remove all Apple Pay cards at onceAside from the aforementioned ways of removing all your Apple Pay cards from a device at once, you have a few other methods at your disposal, too.
Call the issuers of your cards: Place a call to the support department of your bank or financial institution that issues your payment cards and ask them to disable support for Apple’s mobile payment feature.
Sign out of iCloud: If you sign out of iCloud on the device, all payment and transit cards will get removed from it. Beware, as a logged-out device won’t be able to use iCloud services and receive two-step verification codes until you sign back in.
Disable Face ID, Touch ID or passcode: If you disable Face ID or Touch ID authentication on iPhone or iPad, or your remove a passcode from your iOS device or Apple Watch, all your Apple Pay credit, debit, prepaid, transit, student ID and Suica cards will be removed from that device.
Contact Apple Support: You can also reach out to Apple via phone, mail or chat and ask them to remove all your cards from a particular device.
If you’re unable to remove all your Apple Pay cards from a device, there might be a problem with the service. In that case, check the status of Apple Pay on Apple’s System Status page.
If there’s an issue, try to remove a card again after the issue is resolved.
Apple Pay and your privacyWant to see more details about how Apple Pay is protecting your privacy?
Last but not least, read Apple’s support document on the web providing the Apple Pay security and privacy overview or review the iOS Security Guide and Apple’s complete privacy policy.
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